Acceptance of Terms
By entering and using the Website you are deemed to have read and accepted these Terms of Use. If you do not accept these Terms of Use or any part of them, you should not use the Website. Business Improvement Architects (“BIA”) may modify these Terms of Use from time to time. Your continued use of this website (or any of Business Improvement Architect’s other websites) following such change demonstrates your agreement to be bound by the modified Terms of Use. We will highlight any changes we make to the Terms of Use but we advise you to check the Terms of Use often. If you do not agree to any change to the Terms of Use, then you must immediately stop using the BIA’s websites. These terms of use apply exclusively to the Website and BIA accepts no responsibility for how your personal information is treated once you leave it.
Accuracy of Content
BIA makes every effort to ensure that the content of the Website is accurate and up-to-date, but While we provide the information on this web site in good faith, BIA does not offer any warranties (whether express implied or otherwise) as to the reliability, accuracy or completeness of the information appearing on the Website. You accept that any material provided is general in nature and does not constitute advice. We recommend that you obtain professional advice before relying on using such material. You agree to adhere to all limitations on dissemination, use and reproduction of any materials that you download or access from the Website. BIA may remove material from the Website at its own discretion and without giving any notice.
Protection of Intellectual Property
You acknowledge and agree that all copyright, trademarks and other intellectual property rights in the Website content, software and all HTML and other code contained in this Website, shall remain at all times vested in BIA and is protected by copyright and other laws and international treaty provisions. Any other trademark remains the property of its respective owner(s). Users may not: alter, copy, distribute, transmit, display, redistribute, reproduce, publish, license, commercially exploit, create derivative works from, transfer, or sell any material which may be displayed on the Website from time to time without first obtaining permission to do so from BIA in writing. The Website and its contents are copyright material and the copyright is owned by BIA unless stated otherwise. Without limiting the foregoing, copying the above listed materials to any other server or location for publication, reproduction or distribution is expressly prohibited. Generally speaking, trademarks appearing on the Website are either owned by BIA or BIA has obtained limited use permission from the trademark owner to use the trademark on the Website. Any other third party trademarks remain the property of their respective owners. If you wish to obtain permission to make use of any of the trademarks or other material that may be displayed on the Website from time to time please contact us.
Prohibition on Commercial Use of Website Content
You are permitted to use the material that is displayed on the Website from time to time only as expressly authorized by BIA. This Website is intended to provide information relating to BIA concerns and the Website is designed for personal, non-commercial use only. Users may not use this Website, or any of the material appearing on the Website from time to time to further any commercial purpose, including (but not limited to) advertising or to promote or generate activity on any other website.
Linking
BIA may from time to time include links on this Website to other websites or resources operated by parties other than BIA. These links are provided for the convenience of users and BIA is not responsible for the availability of such external websites or resources, does not endorse or accept responsibility for the content of such external websites or resources and has no responsibility for or control over the privacy policy (if any) of the operators of the external websites. You are advised to check the terms and conditions of use and the privacy policies of these external websites before entering or making use of them. If you wish to create a hyperlink to this Website or to any other website operated or maintained by BIA please contact us first. BIA generally welcomes links to its websites. However by so linking, you agree that BIA may require the link to be removed if, in BIA’s sole opinion, any aspect of the linking website, its content or any other matter relating to the link is objectionable to BIA.
Privacy Policy
Business Improvement Architects (“BIA”) knows that you care how information about you is used and shared and it is careful to ensure that any such information that comes into its possession is properly looked after. Please read our Privacy Policy to understand how your personal information will be treated when you use this Website. This Privacy Policy sets out the steps that we take to ensure that any information provided to us is kept secure and confidential and is used only for the purposes for which it is provided.
Security of Transactions
All our transactions are processed through PayPal. For more information about PayPal online security please visit the PayPal web site at www.paypal.com.
Security of Personal Information
We use security procedures and technology to protect the personal information we hold. We have procedures in place to prevent loss, unauthorised access, use, modification, disclosure or other misuse of your personal information. If other organisations support our information systems, we require them to appropriately safeguard the privacy of personal information we may provide to them. If you have registered login access to secure parts of this website, your account information is password protected. We recommend that you do not share your password with anyone. To further protect your personal information, your log-in time will automatically expire after a specified period of inactivity. We will delete personal information that is no longer required by us.
User Security
You agree to take your own precautions to ensure that the process that you employ to access this Website and its materials and information (or any Website that is linked to this one) does not expose you to the risk of viruses, malicious computer code or other forms of interference that may cause damage to your own computer system. Additionally, you acknowledge that despite all reasonable precautions on our part, there is a risk of unauthorized access to or alteration of your transmissions or data or of information contained on your computer system or on this Website. BIA does not accept responsibility or liability for any losses which you may suffer as a result of such activity.
Limitation of Liability
The Internet is by its nature an unreliable medium. Consequently, you accept that this Website is offered on an “as is” and “as available” basis. BIA takes all reasonable steps to ensure that the Website is properly functioning at all times but BIA does not warrant that this Website will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of software viruses or bugs or other defects. By accepting these Terms of Use, you accept that BIA cannot be liable to you for any loss or damage you suffer as a result of visiting this Website or making use of the information available on the Website. You must take your own precautions (including but not limited to installing adequate protective measures to guard against software viruses and ensuring that you retain up-to-date copies of all data) to protect yourself against loss or damage.
Ordering
By purchasing templates from this website you acknowledge that you are a person who can make legally binding contracts and have read and agreed to these terms.
Cancellation Due to Error
You acknowledge that despite our reasonable precautions, goods or services may be listed at an incorrect price or with incorrect information due to a typographical error or like oversight. In these circumstances, we reserve the right to cancel the transaction, notwithstanding that your order has been confirmed and your credit card has been charged. If a cancellation of this nature occurs after your credit card has been charged for the purchase, we will immediately issue a credit to your credit card account for the amount in question, and your right to use the deliverable shall cease.
General
We accept no liability for any failure to comply with these terms of use where such failure is due to circumstance beyond our reasonable control. If we waive any rights available to us under these Terms of Use on one occasion, this does not mean that those rights will automatically be waived on any other occasion. If any of these terms and conditions is held to be invalid, unenforceable or illegal for any reason, the remaining terms and conditions shall nevertheless continue in full force. In the event of inconsistency between these terms of use or any summary of the License and the License, the terms of the License shall prevail.
Canadian Law Applies
This website is governed by and is to be interpreted in accordance with Canadian law. Both of us irrevocably submit to the non-exclusive jurisdiction of the courts of Canada. You must ensure that your access to this website is not illegal or prohibited by laws that apply to you. Details contained on this website relating to goods or services have been prepared in accordance with Canadian law and may not satisfy the laws of any other country. It is your responsibility to determine whether these details satisfy the laws of the jurisdiction where you reside (if that jurisdiction is outside Canada) and if the details do not satisfy the laws of your jurisdiction, you may not order any goods or services from this website.



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